Whether you apply for your home loan online or speak to one of our mortgage specialists over the telephone, Home Acceptance Corporation wants to help make this process go smoothly and quickly so that you don't even have to leave your home to apply.  It's only a 4-step process!

• A pre - approval is obtained to meet your financial needs
• Documents are sent to you to sign and return along with items on a check list of your information (W - 2's, paystubs, home owner's insurance, etc.)

• Appraiser schedules appointment with you to look at your home to get a value
• Title Company does a record and name search on your property

• Underwriter reviews all documentation to verify information
• Within 24 - 48 hours underwriter sends approval

• A time is scheduled with Title Company to sign closing papers
• After closing you are given a 3 day rescission period, then your loan funds at the Title Company